When comparing health insurance plans, consider several key factors. First, examine the premium, deductible, and out-of-pocket maximums to understand your costs. Next, check the provider network to ensure your preferred doctors and hospitals are covered. Look at coverage for essential services like hospitalization, prescription drugs, and wellness visits, as well as extra benefits like dental and vision, if needed. Review the policy’s terms for pre-existing conditions, waiting periods, and exclusions to avoid surprises. Lastly, read customer reviews and the insurer’s claim settlement ratio, which indicates reliability. Using online comparison tools can simplify the process, helping you find a suitable plan.
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